INSURANCE PROGRAM DESCRIPTION

COVERAGE

Cancer treatment (surgery, radiotherapy and chemotherapy)
Coronary artery bypass surgery
Heart valve replacement
Neurosurgery
Bone marrow transplant
Live-donor organ or tissue replacement

This product is designed to provide financial protection and practical support should you require treatment for a critical illness

When our client is diagnosed with an eligible medical condition that requires treatment, it’s not just the financial support that can make a difference. We offer practical support every step of the way.

HOW THE SERVICES ARE PROVIDED

First step. diagnosis confirmation and choice of treatment method

Medical records and data are provided for review by the assistance company
Second opinion: A world-class specialist of the assistance company provides a detailed report
In case the diagnosis is confirmed, the best course of treatment is recommended
Best specialists/clinics in the world are recommended where the prescribed treatment can be performed
The client selects a specialist/clinic

Second step․ Treatment in the best medical facilities in the world

Appointment of visit/treatment days with the selected clinic
Treatment in one of the best foreign medical institutions.
Dispensing medication in accordance with the insurance plan
Travel and accommodation arrangements for the client, companion, donor

MEDICAL SERVICES TO BE PROVIDED

Second Opinion by Assistance company world-class specialist
Consideration of the best course of treatment, clinic, doctor
Pre-operative treatment, diagnosis, consultation
Treatment – surgery, radiotherapy, chemotherapy
Post-operative care
Medicines, bandages, medical devices and equipment for home use
Professional nursing services
Donor-related medical expenses

OTHER SERVICES TO BE PROVIDED

Translation of Medical Documentation
Visa support
Air ticket booking and purchase
Hotel booking and purchase
Negotiations with medical facility representative, appointment
Provision of an interpreter at the hospital
Organization of hospital admissionReturn to place of residence
Hospital food
Treatment continuation coordination in the country of residence

The insured person does not pay any expenses, we pay for all services.

ADVANTAGES

Extensive experience of cooperation with 1,100+ world leading clinics in 35 countries
200,000+ served customers from 200+ countries

SECOND OPINION ADVANTAGES

Avoid wrong treatment (62% of patients have a change in diagnosis, course of treatment and predicted results)
Treatment outcomes improvement
Saving of your sum insured
You make a conscious choice

WHO IS ELIGIBLE

The age of the insured person should not exceed 69 years

INSURANCE PERIOD

The insurance contract is signed for a period of 1 year.
When signing a contract for the first time, a waiting period of 180 days is applied, starting from the effective date of the contract.
No waiting period applies when renewing an existing contract

WHAT IS REQUIRED TO SIGN A HEALTH INSURANCE CONTRACT?

To evaluate the possibility of concluding an insurance contract, fill out online application:

ADDITIONAL INFORMATION

Insurance territory - all over the world, except for Armenia and the USA
Accommodation in a 3-4* hotel, departure in economy class
Provision of conservative medication in Armenia after completion of treatment abroad
Maximum annual Sum Insured € 500 000
Maximum lifetime Sum Insured € 1,000,000

LIMITATIONS

Pre-existing as well as occurring during the waiting period of 180 days illnesses are excluded from coverage
All treatments and associated costs must be agreed with us in advance and arranged by us

Want to know more?

For detailed information just give as a call at +(374 12) 88 88 88. We will answer all questions. Yoy may also apply to one of our offices, the full list with addresses and phone numbers you can find here.

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