TREATMENT ABROAD INSURANCE PROGRAM DESCRIPTION

This product is designed to provide financial protection and practical support should you require treatment for a critical illness
When our client is diagnosed with an eligible medical condition that requires treatment, it’s not just the financial support that can make a difference. We offer practical support every step of the way.

• Cancer treatment (surgery, radiotherapy and chemotherapy)
• Coronary artery bypass surgery
• Heart valve replacement
• Neurosurgery
• Bone marrow transplant
• Live-donor organ or tissue replacement

• € 500 000 - maximum annual Sum Insured
• € 1,000,000 - maximum lifetime Sum Insured

• Second Opinion: Confirmation or refutation of the diagnosis by an international-class specialist
• Consideration of the best treatment: we will help with choosing the best course of treatment, clinic, doctor
• Preparation for treatment: consultation, necessary examinations, and preoperative care
• Treatment: surgery, radiotherapy, chemotherapy, etc
• Postoperative care: treatment and support after surgery or intervention
• Medications and devices: necessary medicines, dressing materials, and medical devices for home use are provided
• Skilled nursing services
• Donor-related medical expenses: if a donor is needed
• Provision of medications in Armenia: after treatment abroad, the necessary pharmaceutical drugs for supportive care are provided in Armenia

• Translation of medical documentation
• Visa support
• Air ticket booking and purchase (economy class)
• Hotel booking and purchase (3* - 4* category)
• Negotiations with medical Institution to arrange the treatment to facilitate communication with medical staff
• Provision of an interpreter at the hospital
• In-hospital meals in accordance with specific dietary requirements
• Coordination of follow-up treatment in Armenia after the completion of treatment abroad

The insured person does not pay any expenses, we pay for all services.

AGE GROUP	PRICE FOR 1 YEAR / AMD
0-18	62,000
19-39	123,000
40-59	149,000
60-69	190,000

AGE GROUP	1 ՏԱՐՎԱ ԳԻՆԸ ՀՀ ԴՐԱՄ	ԱՌԱՋԻՆ ՎՃԱՐՈՒՄ	ԱՄՍԱԿԱՆ ՎՃԱՐ
0-18	65,000	11,000	5,400
19-39	129,000	21,600	10,740
40-59	156,000	26,000	13,000
60-69	199,500	33,400	16,610

• The age of the insured person should not exceed 69 years
• Children are eligible for insurance provided that at least one parent is insured

• Insurance territory - all over the world, except for Armenia and the USA
• The insurance contract is signed for a period of 1 year
• The waiting period (temporary deductible) is 180 days from the effective date of the contract during the first year of continuous insurance
• Pre-existing conditions, as well as illnesses arising during the waiting period, are excluded from coverage
• No waiting period applies when renewing an existing contract

• Medical records provision: medical documents and data are provided for review by the assistance company
• Second opinion: A world-class specialist of the assistance company provides a detailed report, based on the medical documets and data provided
• Diagnosis confirmation/refutation: If the diagnosis is confirmed, the best course of treatment is proposed
• Treatment location and specialists recommendation: the insured person is offered leading specialists and clinics worldwide where the prescribed treatment can be carried out
• Choice of options: The client selects a specialist or clinic from the proposed options

• Appointment of visit/treatment days with the selected clinic
• Organizing travel and accommodation for the client, companion, and donor
• Treatment as per the agreed arrangements

To evaluate the possibility of concluding an insurance contract, fill out online application:

Want to know more?

For detailed information just give as a call at +(374 12) 88 88 88. We will answer all questions. Yoy may also apply to one of our offices, the full list with addresses and phone numbers you can find here.